IRCTC releases much-awaited payment aggregator system, iPay

New Delhi: In an attempt to boost digital transactions, the Indian Railway Catering and Tourism Corporation (IRCTC) has released IRCTC iPay, its own payment aggregator system. The exclusive digital payment gateway will offer improved online payment convenience and ease of doing business to passengers availing online travel-related services through the IRCTC website, the railways' catering and ticketing arm said in a statement.

iPay offers options like a credit/debit card, UPI

"With the launch of IRCTC iPay, the passengers will not need any third-party platforms as IRCTC iPay will provide payment options like a credit card, debit card, UPI – Unified Payment Interface and International Card. The option of IRCTC prepaid card-cum-wallet, auto-debit shall also be available shortly," the statement said.

IRCTC to have full control

Due to its direct relationship with acquiring banks, card networks and other partners, IRCTC will have full control of the payment system under this system.

"This will help reduce the gap between IRCTC and banks which will eventually lead to a substantial reduction in payment failures. Moreover, in case an online transaction is unsuccessful or some other error occurs, IRCTC can directly get in touch with the bank instead of relying on an intermediate source which usually delays the process," the statement said.
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IRCTC to display reservation chart online

The Railways is also going to make reservation charts available for public viewing on the internet in order to help people locate vacant berths on a train after the chart has been prepared. "Complete information of vacant berths from train source as well as intermediate locations will be available to the user. A prospective customer can use the information for onboard booking of vacant berths by TTE as per business rules. This feature is available on the web as well as the mobile version. This will make the entire process transparent," Minister of Railways Piyush Goyal as saying.

The seating chart will give a graphical representation to indicate the seats that are booked, partially booked and vacant.