New Delhi: State-owned Bank of India on Thursday said it has recorded a 19 percent increase in total credit to Rs 7.97 lakh crore in the June quarter.

The outstanding credit was Rs 6.72 lakh crore at the end of the April-June quarter of FY25, BoI said in a regulatory filing.

The total credit also included retail, agriculture and MSME (RAM) of Rs 3.92 lakh crore, registering a growth of 20 percent, it said.

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The Mumbai-headquartered public sector lender reported a 15 percent rise in total deposits to Rs 9.58 lakh crore in the reporting quarter against Rs 8.33 lakh crore at the end of the first quarter of the previous financial year.

As a result, the total business (total credit and deposits) of the bank registered an increase of 17 percent to Rs 17.5 lakh crore compared with Rs 15.1 lakh crore at the end of June 30, 2025.

Meanwhile, ESAF Small Finance Bank reported a 27 percent rise in advances to Rs 23,216 crore for the June quarter.

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During the quarter, total deposits rose 19 percent to Rs 26,925 crore, ESAF Small Finance Bank said in a separate filing.

Total business of the bank stood at Rs 51,141 crore as on June 30, 2026 as against Rs 40,923 crore as on June 30, 2025, it said.

Another private sector lender Tamilnad Mercantile Bank posted a 27 percent improvement in loan at Rs 57,306 crore during the quarter.

Total deposits rose 20 percent to Rs 64,409 crore, Tamilnad Mercantile Bank said in a separate filing.

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